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What are the various types of free grants for college applicants?

Most of my friends have plans to use educational grants for students in college. From what they have told me, this is a great way to meet your financial obligations in college if you are unable to raise the money for college. From my research, I also discovered that grants for undergraduate students do not require repayment. This has me excited because my parents struggle to make ends meet. A grant would be a real lifesaver for them. So, what are the various types of free grants for college I can apply for?

Frank Nichols

in Student Loans

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Heather Maxwell on February 21, 2018

Universities and colleges receive a number of grants to fund different academic projects every year. However, you will not be offered this types of grants directly. They are given to the institution to further the development of the school and aid in student learning. With these types of free college grants, you do not get to benefit directly. Therefore, when you are looking for undergraduate student grants, you need to be on the lookout for grants that are awarded directly to you. This way, you will be able to pay your tuition, housing, transport and other basic needs you might need in college. There are three places you can get these grants; private organizations, corporations and states. If you are looking for an attractive deal through which you will be able to cover most of your expenses in college, you should go for federal government grants. They are the most generous when it comes to offering student aid.

Some examples of grants you can use for most of your college expenses include:

  • Pell Grant: This is among the top educational grant for students you get. The best thing about that it does not require repayment.  All you need to do to get this grant is to complete the application and prove to be a deserving candidate for the grant. However, you have to remain enrolled in the school as long as you are receiving the grant.
  • Academic Competitiveness Grant: These grants are available to students who perform very well in difficult subjects like Mathematics and Physics. The students receive the grant for the first and second year of their education.
  • SMART: This grant is made available to students who have received the Academic Competitiveness Grant. It is offered in the third and fourth year after they have stopped receiving the other grant.
  • Federal Supplemental Educational Opportunity Grant (FSEOG): For this grant, you will be required to follow an application procedure and ensure you have provided all the information required by the deadline. It is offered on need-basis. This means that the neediest students receive this grant. They check the family’s income to determine whether there is a need for the grant.

As you can see, there are many options to choose from when looking for financial aid. Just do some research and identify the grant which offers you all the assistance you need. It might also help to get recommendations from students who are already using grants.

Jessie Thompson2 years ago

I agree with this. You should definitely do more research on the recommended grants above. However, I would also advise you to look into grants that target specific groups of people in the community. In most states, the federal government offers special free grants for college to students with disabilities, under-represented groups, National Guard members and veterans, students in foster care and those who choose certain careers. Check out these grants and apply for the one you qualify for. If you do not find a grant among this list that you are eligible for, you should then move to the general grants available to all students. However, these are more competitive. Therefore, you need to do everything in your power to ensure you meet all the application requirements and the deadline. This way, you will have a better chance of being awarded the grant. It might also help to apply for as many grants as you come across to improve your chances of getting financial aid.


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