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What are the best companies to consolidate my IOWA student loan with other loans?

I took an IOWA student loan to supplement another private loan to finance my Bachelor’s. The IOWA loan company is hands down the best place for student loans. Loans from this company stand out from the rest. They are processed quickly, have flexible student loan limits, and have reasonable interest rates. This loan helped me to complete my studies about a year ago. I am required to pay back the principal amount plus interest. Which are the best student loan consolidation companies that I should consider?

Frank Nichols

in Student Loans

1 answer

1 answer

Derrick Little on May 1, 2018

Many companies offer loan consolidation services. You can be able to consolidate your IOWA student loans with other private loans to enable you to pay off one loan at a lower interest rate. Below are the best companies for student loan consolidation:


This organization is the best place for your student loan consolidation needs. With just 15 minutes of application, you will be on track to saving a whopping $22,359 in loan fees. SoFi guarantees you reduced interest rates and monthly payments.


  • You can consolidate and refinance both private and federal student loans.
  • Variable rates can get as low as 2.58%
  • Fixed rates can get as low as 3.25%
  • Has repayment terms of 5, 7, 10, 15, and 20 years
  • No pre-payment fees, origination fees, and application fees
  • You can get unemployment protection
  • Straightforward application process


This company is yet another excellent place where you can consolidate your loans. Consolidating your student loans with Earnest will save you an average of $21,810.


  • Repayment terms of 5 - 20 years
  • As low as 3.25% for fixed rates.
  • As low as 2.57% for variable rates.
  • You can consolidate and refinance private and federal loans.
  • The evaluation of your eligibility is data-driven
  • No pre-payment fees, application fees, or origination fees.


With LendKey you will save $16,657 on average.


  • Low variable rates of 2.58%
  • Low fixed rates of 3.15%
  • No origination, application, or pre-payment fees
  • Repayment duration of 5, 7, 10, 15, and 20 years.
  • Personal data is used to determine your eligibility
  • Allows you to refinance and consolidate both private and federal student loans

Education Loan Finance- ELFI

With this loan service, you can customize your loan repayment plan. It significantly cuts your interest and thus allows you to make essential savings.


  • You receive a $100 bonus if you finish your loan paperwork within a month.
  • A low fixed rate of 3.09%
  • Low variable rates (2.69%)
  • Repayment period of 5, 7, 10, 15, and 20 years.
  • No origination, application, or pre-payment fees
  • Consolidate and refinance both federal and private student loans

Citizens Bank

Citizens Bank is there to help you consolidate your loans whenever you want. There is no maximum student loan limit required to qualify for consolidation with this bank.

You will save $128 each month for the entire duration required to pay off your loan. The online application lasts only 10 minutes to complete.

Caleb Jenkins2 years ago

Before consolidating the IOWA student loan with the other private one, I suggest that you consider some factors. Factor in what you owe when deciding on the loan consolidation company you want to go for. Moreover, evaluate the loan benefits of the companies you are considering to ensure that you get a company that allows you to save more in the long run. Do not choose a company that saves you a large lump sum at once, instead pick a loan service that will save you something little each month. At the end of it all, you might realize that you saved a whole lot more using this plan than if you had gotten a single lump sum. Evaluate the short term and long term advantages of each loan service to help you save a great deal. Do not use your current financial status solely to plan your loan repayments.

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