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Should I apply for government grants and how do they work?

I want to join college and I have been thinking of applying for the federal student grants or the government bursaries. However, some of my fellows have been discouraging me while others have been telling me to apply. I know people who have used the grants but I am unable to reach them. I think I need to know the qualifications and the criterion used to allocate the grants before I can apply. Plus, I feel I should also know their recovery method and the percentage interest. It is important to know whether its benefits surpass the disadvantages.

Brandon Scott

in Student Loans

1 answer

1 answer

Bethany Evans on August 30, 2018

I am a beneficiary of the federal-students grants and I think that in case you are not able to fund your education you should apply for it. You can also apply if your family is not able to raise money towards your education. Why strain your family financially if you can school using the bursaries from the government? The grant is allocated to students depending on the school fees as well as your financial needs. Those with a high level of need will receive a higher amount than those with lower.

The grant is only awarded to those who have not acquired any degree. If you are incarcerated in a penal institution or the federal, you are not qualified. But when you are released from a penal institution, some of the limitations to your eligibility will be removed.

The grants from the government are repaid under certain conditions. This means that you must not repay it. Students can repay part of the whole amount. For instance, if you withdraw from the institution or the program the grant was aimed at paying.

You can also repay if you receive scholarships that reduce your grant eligibility and finally if your status of enrollment changes in a way to reduce your eligibility. An example is when you change your mode of study from full-time to part-time.

At times you may find yourself in a position where you are given more than what you should actually be allocated. How do you know you have an overpayment and how do you repay? Your institution will notify you if you must repay your grant either partially or fully. You can pay it within forty-five days in full or you can make a repayment schedule to repay in bits. It is essential that you repay it, failure to do so will reduce your eligibility for future aid.

There are many federal grants you can apply for. They include FSEOG, TEACH, Iraq and Afghanistan service grants and federal Pell grants. All you need to do is to apply for your desired grant by filling a FAFSA form for free. The form is filled annually if you qualify for the aid. If you need it, go for it.

Jeffrey Rodriguez2 years ago

I agree that you should get a grant if you need it. There is no need of straining your financially unstable family if you can get help from the government. Grants are beneficial to a student in need. You can use the money you get from your part-time jobs to take care of your social life. I am also beneficiary of the grants. I have repaid my grants but I would, however, advise the government bursaries as they are better. 

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