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Is a volunteer firefighter considered an employee?

Theresa Perry

in Student Loans

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Victoria Fowler on December 19, 2018

Excellent question! Some states say that if a volunteer is compensated with so much as a t-shirt or a sandwich, that worker becomes an employee.. depends on the state, and Iur agreement (unless the state's rules override your agreement.). Since your question is in the Work comp (WC) category, I guess you're interested in WC requirements of the group. If your volunteer unit does not provide WC, you might ask them to consider the possibility of workplace Accidents and Contingent Liability coverage.. Available in most states, occupational Accident coverage can be customized and often is less expensive than Comp. They are not the same, however, and when used for independent contractors & volunteers I personally think that you should *always* be paired with Contingent Liability.. Your group insurance agent can help.


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