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How long does student loans stay on your credit?

Karen Wright

in Student Loans

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1 answer

Chelsea Hayes on March 25, 2018

Defaulted federal student loans can stay on your credit much higher than that of 7 years (the rules are complicated). Non-defaulted student loan tradelines age of 7 years after that are paid in full, and lates the age of 7 years from when the crime began.

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